Installment II of IV

This is why I coach those who intend to ‘marry’ not to sign anything. Centuries ago, a man put a ring on a woman’s finger and declared, “With this ring, I thee wed”. Family members were the witnesses and that was it. There was no state-issued licence to sign ... frightful! Children can be taken from their parents because of the marriage licence. Do not invite into your private contract a third party which happens to be public, cares not about the interests of the other two parties, and has every legal right to force them to acquiesce to its demands. Your marriage ceases to be your own; the third party will tell you if and when you can end the marriage; the third party will dictate that your children will:

1. require a birth certificate and SSN/SIN
2. require a gov’t-directed (AMA/CMA) doctor to attend to his health,
3. be vaccinated by mandate,
4. attend the Public Fool System,
5. be prescribed and drugged by Ritalin,
6. sign up with the armed forces, etc.

Your child will be a ‘ward of the state’ and the state will have prior say in what IT thinks is best for your child - you will not have jurisdiction over him.

The birth certificate created a FICTION (the name of the baby in upper case letters). The state/province sells the birth certificate to the Commerce Department of the corporations of USA/CA, which in turn places a bond on the birth certificate thereby making it a negotiable instrument, and placing the fiction, called a STRAWMAN, into the warehouse of the corporations of USA/CA. Representation for the created fiction was given to the BAR (British Accredited Registry/Regency), owned and operated by the Crown, for the purpose of contracting the fiction (which most of us think is ourselves) into a third party action. Do not underestimate the power behind this trick. It is to con us into contracting with the feds so that they can ‘legally’ confiscate our property. All these contracts have only our signatures on them because corporate fictions cannot contract (only natural beings have the right to contract - and the right not to contract).

Because there is no full disclosure - we are never told that we have just signed away what we believe to be our property - these contracts are fraudulent, and hence, we are still the lawful owner and the profit earned by the feds from selling securities (our property) belongs to us and must go into a fund for our benefit, otherwise it would be fraud. Not wanting to be charged with fraud, the feds had to create a remedy for us ... and hope we wouldn’t discover it.

For decades, through its ‘public’ school system, the government has managed to deceive us about some very important facts. All facets of the media (print, radio, television) have an ever-increasing influence in our lives and are controlled by government and its agencies, via the issuance of licences. We have slowly and systematically been led to believe that any form of our names represents us, which is not so.

Part II
History of the World

All problems, depressions, wars, disasters, assassinations - ALL of them were planned, caused, instigated, and implemented by the International Banksters and their attempt to establish a central bank in every country in the world, which they have now done, thanks to corrupt politicians who have been bought and paid for. This is all you need to know about the history of the world. John Fitzgerald Kennedy, who issued silver certificates, and Abraham Lincoln, who issued treasury notes (greenbacks), were the only men who actively intended to stop them. Both were assassinated by the Banksters. Garfield and McKinley talked about stopping them. Both were assassinated by the Banksters.

The Government should create, issue, and circulate all the currency and credits needed to satisfy the spending power of the Government and the buying power of consumers. By the adoption of these principles, the taxpayers will be saved immense sums of interest. Money will cease to be master and become the servant of humanity. - Abraham Lincoln

The International Bankers were relentless in setting up central banks, which the uSA resisted for decades because their system was working - no debt money. They realized the phenomenal profit to be had by printing their own notes, threatening congress to accept this private banking system, then lending $$$ at extortive interest rates (e.g.: the graduated income tax - the second plank of the Communist Manifesto).

They demanded that the interest on the money they lent the government was to be paid in gold, hence, whenthe gov’t ran out of gold (there is no gold in Fort Knox - it was handed over to the Bank of England for theinterest on the loan), it had to find some form of asset to use as collateral for the loans which it claimed to

continue to need. But for what? Not much revenue is required for the true federal functions, namely: a navy, international and interstate trade and commerce, and the general welfare of all. The rest is extortion. What could they use if there were no more gold? Ah! - The citizens themselves ... but ... we are a sovereign people. How can we be held as assets for a debt which wasn’t real? We can’t, at least not lawfully. We can however, be tricked into believing that we are responsible for the debt by transforming us into accommodation parties to a fictional entity (strawman) created by the government. In a circuitous and scathingly brilliant marketing scheme, we were led to believe that we were who we were not and that we must work to earn funds in order to pay a debt which not only is not one which we ourselves incurred but also is a DEBT WHICH INCREASES BY OUR VERY WORKING TO PAY IT. You are probably wondering how in God’s name this ever came about. It doesn’t really matter, yet, here it is in a nutshell from those who witnessed it. It is not what we learned in the Public Fool System.

Capital must protect itself in every possible way, both by combination and legislation. Debts must be collected, mortgages foreclosed as rapidly as possible. When through the process of law the common people lose their homes, they will become more docile and more easily governed through the strong arm of government applied by a central power of wealth under leading financiers. These truths are well known among our principal men who are now engaged in forming an imperialism to govern the world. By dividing the voter through the political party system we can get them to expend their energies in fighting for questions of no importance. It is thus by discreet action we can secure for ourselves that which has been so well planned and so successfully accomplished.
- 1924 US Banker’s Association Magazine

When Rothschild said, "Let me issue and control a nation’s money and I care not who writes its laws", it was the beginning of the modern era’s financial, political, social, commercial, and military strife and subversion. -

The financial system has been turned over to the Federal Reserve Board. That board administers a finance system by authority of a purely profiteering group. That system is private, conducted for the sole purpose of obtaining the greatest possible profits from the use of other people’s money.

This (Federal Reserve) Act establishes the most gigantic trust on earth. When the president signs this bill, the invisible government by the monetary power will be legalized. The people may not know it immediately but the day of reckoning is only a few years removed, the worst legislative crime of the ages perpetrated by this banking bill. - Charles A. Lindbergh, R-MN

We have in this country one of the most corrupt institutions the world has ever known. I refer to the Federal Reserve Board. This institution has impoverished the people of the United States and has practically bankrupted our government. It has done this through the corrupt practices of the money vultures who control it. A superstate controlled by international bankers and international industrialists acting together to enslave the world for their own pleasure. - Louis McFadden, D-PA

Most Americans have no real understanding of the operation of the international money lenders. The accounts of the Federal Reserve system have never been audited. It operates outside the control of Congress and manipulates the credit of the United States. - Barry Goldwater, R-AZ

I have unwittingly ruined my country. - W. Wilson, upon passage of Federal Reserve Act, 1913

If one understands that Socialism is not a “share the wealth” program but is in reality a method to consolidate and control the wealth, then the seeming paradox of super rich men promoting Socialism becomes no paradox at all. Instead it becomes logical, even the perfect tool of power-seeking megalomaniacs. Communism, or more accurately Socialism, is not a movement of the down-trodden masses but of the economic elite. - Gary Allen

It (the Great Depression) was not accidental; it was a carefully contrived occurrence. The international Bankers sought to bring about a condition of despair here so that they might emerge as rulers of us all. - Louis McFadden

The Federal Reserve definitely caused the Great Depression by contracting the amount of currency in circulation by one third (1/3) from 1929 to 1933. - Milton Friedman

There may be a recession in stock prices, but not anything in the nature of a crash. -Irving Fisher, leading U.S. economist, New York Times, Sept. 5, 1929

Practices of the unscrupulous money-changers stand indicted in the court of public opinion, rejected by the hearts and minds of men. The money changers have fled from their high seats in the temple of our civilization. - FDR, who admitted he never read the Act which recalled the gold in 1933

History records that the money changers have used every form of abuse, intrigue, deceit, and violent means possible to maintain their control over governments by controlling the money and its issuance. - James Madison

It is well enough that the people of this nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. - Henry Ford

The whole aim of practical politics is to keep the populace in a continual state of alarm (and hence clamorous to be led to safety) by menacing them with an endless series of hobgoblins, all of them imaginary. - H. L. Mencken

What we need to know is the results: unjust taxation, multiplying home costs, increased medical costs, control of energy and resources, control of elections and political principles, and the undermining of every social process by multiplying cost. The central banks, through the IMF/World Bank have engulfed the world in a mathematically impossible debt-based debt/credit monetary system.

Thirty-some-odd years ago, a high school student loosely formed a concept of mathematically perfected economy. In 1979 he published a mathematical proof that any economy conveyed by a currency subject to interest, ultimately terminates itself under insoluble debt.

When Albert Einstein was asked what was the most fantastic thing he ever realized in all his studies, he responded, “Compound interest.”

The Federal Reserve Bank is now in every country in the world - in Canada it is known as the Bank of Canada. The banksters are diabolical, unethical, ignoble, unconscionable, dishonourable, dastardly tyrants. Not to stoop to name-calling but it is exigent that you comprehend the insidiousness of their scheme and how it has destroyed every life to some degree or another. They have kept all of us in peonage and most of us in penury. I know not one single soul who is not obsessed to some degree with money or the lack thereof, or at least from the perspective that they are not obsessed. Our lives have become about ‘money and not money’, meaning we are never free of it - if only of the concept of it.

So, the focus of everything we ever learned in history class was immaterial and irrelevant; the facts maybe accurate but as you’ll see later, facts are immaterial; all that matters is honour/dishonour, contract, and credit/debit. We are entrenched in a game of commerce about which we have been kept in the dark for the purpose of our slavery. There may be a few centuries in the history of the world which were not about commerce, but certainly the past two millennia have been for the purpose of enslaving the masses for the profits and lifestyles of the global elite. It is nearly completely in place. I always suspected the banking system was fraudulent. It was simply a case of noticing the tallest, most lavish buildings in any city were bank buildings. One needn’t be particularly astute to see what’s happening. When I read Thoren’s book I was elated to discover I was accurate and yet disheartened to realize ... I was accurate.

We are completely dependent on the commercial banks. Someone has to borrow every dollar we have in circulation, cash or credit. If the banks create ample synthetic money we are prosperous; if not, we starve. We are absolutely without a permanent money system. It is the most important subject intelligent persons can investigate and reflect upon. It is so important that our present civilization may collapse unless it becomes widely understood and the defects remedied very soon. - Robert H. Hamphill, Atlanta Federal Reserve Bank

So, here is what we have today: A banking system controlled by a handful of private interests; the government with the ability to impoverish and terrorize productive people by controlling their take home pay and profits; a secret police bureau to track, harass, and occasionally murder dissenters while coveringup the crimes of the elite; and a policy of social engineering in which the federal government actively forms public opinion.

It is vitally important to understand how those in government turned our lives upside down and made us believe that we are subject under them; when in reality they are subject to us. Approximately the same thing occurred in Canada, only later, which means that when the US falls, Canada will be not far behind.

1865 - 13th Amendment - people could volunteer into slavery by accepting federal benefits.

1868 - The 14th Amendment created a new class of citizen, the ‘person’ subject to the Federal Gov’t.

1871 - the Federal Gov’t formed itself into a corporation - USA. I don’t know CANADA’s date of incorporation.

1913 - the Federal Reserve Central Banks were created.

1933 President Roosevelt put into effect the ‘Trading with the Enemies Act’. This applied only to Federal Citizens.

1933 - President Roosevelt took the gold away from the people, who were not lawfully required to relinquish it, and who then had no money with which to pay their debts.

March 9, 1933 - ownership (legal title) of all property is in the State; individual ‘ownership’ is only equitable (user) title. Use must be in accordance with law and subordinate to the necessities of the State. (YIKES!)

1933 - President Roosevelt passed HJR 192 June 5, 1933 - since the government had taken the gold, and the people had no money, the government would pay the ‘debts’ for the people, thereby giving them unlimited credit. Whoever has the gold pays the bills. This legislation states that one cannot demand from you a certain form of currency, since any form and all forms of currency are your credit. If they do, they are in breach of Public Policy, PL 73-10. Not only does this insurance policy protect the legislators from conviction for fraud and treason but also it protects the people from damages cause by the Feds.

1938 - Erie Railroad vs. Tompkins made contracts the rule in the courts. No other law prior to 1938 can be cited in cases.

1946 - government and court system was lost through the Administrative Procedures Act.

1965 - silver was removed as a means for paying debt, the Uniform Commercial Code became the supreme law of the land concerning the Banking System, the courts were pulled together in Admiralty/ Administrative and Civil (contract /commercial /corporate) Law, thereby removing the ‘innocent’ plea, thereby reversing ‘innocent until proven guilty’ to ‘guilty until proven innocent’. Securities replaced substance as collateral for debts; debt instruments with collateral, and accommodation parties could be used instead of money. The courts could uphold the security instruments which depended upon commercial fictions as a basis for compelling payment or performance.

1966 - The Federal Tax Lien Act: The entire taxing and monetary systems are hereby placed under the U.C.C. (Uniform Commercial Code)

Since the declaration of bankruptcy, when our bodies and labour were pledged to pay for it, they stripped us of our title and rights and replaced these with privileges and benefits. We are now slaves/ chattel because we have unwittingly entered into adhesion contracts, albeit without full disclosure to the terms and conditions, thereby making them invalid and fraudulent, however, we are still bound to the terms until we undo the damage by rebutting the presumption. Statutes of Commerce - the UCC - replaced laws for natural beings with statutes for fictional entities. But we can not play a fictitious game; we need fictitious entities to play. So the gov’t created that game-token for us - the Strawman - and they tricked us by making the name of the Strawman appear to be the name that represents us. This is so we will think that it is we of whom they speak when they say words like ‘person’, ‘resident’, etc. except that we are not a ‘person’ or a ‘resident’. ‘person’ within the game applies to a fictional, non-existent, corporate, artificial, government-created entity, which has nothing to do with us other than the name they gave it seems as if it is the name we use to represent us.

The entity to which the statutes refer and apply is always ‘person’ or ‘persons’. However, we know that this entity is a government-created fiction and does not exist. The feds/banksters have carefully and surreptitiously put the name of this fiction/corporation into upper case letters to differentiate it from the real flesh and blood living soul yet also to con us into believing it is we. That distinction is paramount in importance. Since we know that the corporation is the upper case name and that statutes apply only to corporations, and we know that statutes always use the word ‘person’ to describe to whom the statute applies, then we can conclude that ‘person’ is a corporation and not a living soul. We are not ‘persons’.

Statutes do not apply to us. Only ‘laws’ apply to us; yet there is only one law so its easy for us to remember: “we must not infringe upon the rights, life, liberty, or property of another living soul.” If we do, the living soul whom we have injured can file a witnessed, sworn complaint with the court and a jury will decide whether that claim against us is legitimate and deal with us accordingly. What is going on in the ‘courts’ today is that our Strawman - the government-created corporation - is being charged with a crime based upon violation of a statute. This would be OK if we weren’t being held as surety for that entity which couldn’t possibly have done anything wrong because it exists only in the minds of those who would confiscate our freedom. We cannot be charged by the state with any crime because all crimes are commercial - a game which we can’t play in the first place, which is why we have a Strawman - so we can play the Commerce Game. It is exigent that we learn how the game is played so that we can begin to win it.

The legal use of words is vastly different from normal English usage, the best example being when then-president Bill Clinton said, “That depends on what the definition of ‘is’ is.” We all laughed, yet Black’s Law Dictionary has eighteen (18) different meanings of the word ‘is’. Check every document which you think identifies you: birth certificate, driver licence, passport, voter registration, utility bills, etc.

The name which represents you is nowhere on any of them. As fictitious entities cannot contract with natural beings, a transmitting utility is required for the connexion. The Strawman is the transmitting utility. So all contracts are between the Strawman and the

Public entity, not between the Private living soul and a Public entity. Inasmuch as every government is an artificial person, an abstraction, and a creature of the mind only, a government can interface only with other artificial persons. The imaginary, having neither actuality nor substance, is foreclosed from creating and attaining parody with the tangible. The legal manifestations of this are that no government, as well as any law, agency, aspect, court, etc. can concern itself with anything other than corporate, artificial persons and the contracts between them. - anonymous, in reference to US case: Penhallow vs. Doanes Administrators - 1795

Through the public fool system, the media, and other alleged ‘authorities’ in our lives we have been trained to believe that this Strawman name (a fictitious name identifiable by its being in upper case) is our name. It is not. The purpose of the Strawman name is to trick us into believing that we are the surety for any contract involving the Strawman. Since the feds created the Strawman, they control it and it is subject to its codes, rules, regulations, statutes, ordinances, and legislation. Private entities/sovereigns are not. If we are unaware of this we can be tricked into being liable for debts, liabilities, and obligations of the Strawman.

Uniform Commercial Code
If we ‘capture’ our Strawman by recording with the public its name via a Financing Statement - the one contract in the world which can’t be broken - (UCC-1 / PPSA - go to your Secretary of State website / in both our birth and domicile states/provinces we thereby claim it as our debtor. It is no longer subject to the feds; it is now under our control. We can also claim our birth certificate, which is the original title to the Strawman and so discharge and hence release us, the living souls, from any debt, liability, or obligation of the Strawman. All these debts exist only on paper, in a digital venue, in computers, in a fictional commercial world. They are not real, although the banksters would have us think so. Now, the property of the living soul is tax exempt and free from any levy.

Accept for Value and Return for Discharge, Settlement, and Closure
Fictional government can only function in a fictional commercial world - one where there is no real money, only fictional funds ... mere entries, figures, digits. All charges are a negative, commercial claim against the Strawman, not against us. Only the numbers move from one side of the account to the other - credit and debit. Our resisting these fictitious charges only gets us into trouble, so we accept them and discharge the charge, thereby balancing the account. Accepting the charge also removes the controversy, as I did with MBNA; there is then nothing to adjudicate so it can’t go to court. Accepting for Value the charge also allows us to remove the negative claim against the account thereby becoming the holder in due course of the charge/ presentment/ claim and can now request that the account be adjusted. As only we have the power to create credit, only we can balance the account. All debt is created on paper; therefore all debt can be discharged with ... other pieces of paper. Playing the Commerce Game as opposed to what most think is the Legal Game allows us to control the movement of figures, digits, and entries into the account for our benefit as opposed to the benefit of those who would confiscate our labour in the form of cash. Now, no statutes, codes, rules, regulations apply to us; they apply only to the Strawman of whom we now have control. So the feds have no jurisdiction over us, as they have not our consent, nor are we within their fictional, commercial venue. Those of us who opt to take charge of our commercial affairs become part of the solution instead of remaining part of the problem.

In order to get one's liberty and independence back, one must first secure the title and ownership of the Strawman. Once one controls the straw man, then one controls the rights of the property that the Strawman acquires. For one to regain title to his body, the Birth Certificate must be secured. After we have redeemed it and filed public notice via a financing statement, then we have the right of property ownership through our Strawman whom we now control. The bond created and sold in the market place for the Strawman now becomes our property. Think of the board game Monopoly®™ where you pick up a ‘Chance’ card which reads, “Pay School Tax $150”, so you hand over the $$$ to the ‘banker’. (I think the Parker boys were trying to tell us something.) When the government charges the Strawman a tax we, the ostensible ‘players’, are held as ‘surety’ for our token/Strawman and ‘required to pay’ even though the charge is not directed towards us.

It is directed towards our token (the top hat, race car, old shoe). We are paying for the token because our token isn’t real and so it can’t do anything. We are the energy for the token/ Strawman. Since the ‘money’ also is not real, there could be no real loss to us as natural beings except that this seems to be all there is.

We used to be able to live real life with real money. Now we are playing a game with Monopoly money. We have been prevented from living real life; we are caught in a game. This did not come about by our conscious agreement. What if we want to go back to living real life? We’d have to get out of the game. This is tricky because the powers-that-be are capable of controlling us through confiscating our finances by keeping us in the game. Why would they allow us to opt out of a game which they are sure to win and which we are destined to lose? There is no way to stop playing the game unless we consciously do what it takes in order to extricate ourselves from the game. It is simple but not easy, mostly because the banksters refuse to lose. Also, most of us don’t realize we have a choice because most have never considered that we agreed to play a game we can’t win. Would anyone consciously choose to play such a game? The UCC is the rules of the game and any entity within that game is ‘corporate’, since no living soul can play this game, only Strawmen. Therefore, the Income Tax Act, being part of the Commerce Game, applies only to fictitious entities as they are the only entities who can play. Because the name of the game is confiscation of funds, they hold us, who want only to live life as freely as possible and ‘not infringe upon the rights of another’, as surety for our Strawman’s alleged debt. But Public Policy - in the US - HJR 192 of June 5, 1933, and in Canada, Order in Council April 10, 1933 - tells us that as there is no substance with which to ‘pay’ a debt, then all debt must be ‘discharged’. How can we ‘pay’ a debt when there is nothing with which to ‘pay’. We can’t; so all we can do is discharge it. Since there is no money, then the only thing left is credit, so we must ‘pay’ a debt with credit. How is credit created? VIA OUR SIGNATURE. Every time we sign our name to any promissory note, we have created credit. So, we must have a lot of credit. Are we using it? Or is some public entity using it? Every time we sign our name for any public purpose to any public entity, we are giving away our exemption. What are we getting in return?

Example: If you go through a Stop sign, it is not you who is charged; it is your Strawman, because it is its name on this driver licence which you carry around and actually unwittingly use as ‘identification’.

Also, any citation is directed to the Strawman; it does not have your name on it. However, since the Strawman doesn’t exist, it is you who is held as surety for the fine. Slick game, eh? I hear you saying, “but it was I who broke the law by going through the Stop sign.” What law? Remember, there is no law other than the one which protects the life, liberty, rights, and property of all living souls. So, you didn’t break any law, unless of course someone were injured, in which case I trust that, as an honourable soul, you would somehow make restitution.

To this end I have posted a bond with the Minister of Transport in the event of an incident in which I might have to compensate another being. I will not pay a federally-owned corporation called an insurance agent to “protect” me. My uncle used to say, “Protect me from the Protectors.” The bond is backed by my exemption which is unlimited. Which is better? - slave-labouring to pay an insurance premium to an entity which might not cover your transgressions or might cancel your policy on a whim - or backing any commercial liability with your own unlimited exemption via a surety bond? I say the latter is safer. Soon we will again become ‘insurance’ for one another. When the farmer’s barn burned down his neighbours assisted him in rebuilding it, based upon their anticipation of needing assistance themselves from neighbouring farmers -“good insurance”. The banksters infiltrated this workable plan by creating an insurance industry in the same manner they infiltrated the people’s trade by creating a debt-money system. “You now have to use our money/insurance companies instead of relying upon yourselves and your neighbours, but its going to cost you.” Who fell for this? Why would anyone put his trust into a fictional entity when he has trusted his neighbours for decades? I wouldn’t.

Back to the traffic case. What actually occurred and for which you are being held for the charge against your Strawman is that you violated a statute. The statute applies only to fictitious entities and since a Strawman can’t do anything, never mind stop at a Stop sign, the cop (who might know this) will cause you to believe that it is you who made the transgression. But no statute applies to living souls, any more than ‘Go to jail; go directly to jail; do not pass GO; do NOT collect $200’ in Monopoly®™ applies to you; it applies to the token race car.

Too many of us are in fear. I notice that this fear translates into $$$. I’ve asked enough people of all ages if they could have what they want, they generally respond, “More money”. When people have what they believe to be a ‘problem’, they tend to want to fix the effect as opposed to the cause. They talk about getting a second job or getting another member of the family out to work, or borrowing $$$, in order to ‘make ends meet’. Did any of these frantic individuals ever sit down and ask, “Why don’t we have any $$$ ?” If they did, the answer they came up with is the one with which we are programed every day, which is, “Can/Ams are spending way beyond their means and going into serious debt.” This is utterly FALSE. Most feel guilt and since they believe they themselves to be the cause of the problem, they do what they can to put a bandaid upon the effect instead of investigating the cause.

NONE of what you have been led to believe about ‘national or personal debt’ is true. You have been conned by the masterminds of banking. I ask you again to keep in the back of your mind that this is ALL by design - a brilliant design to confiscate the property, land, cash, assets, and the ostensible intrinsic value of the people of the world - our labour - for the sole purpose of controlling us.

A deposit created through lending is a debt that has to be paid on demand of the depositor, just the same as the debt arising from a customer's deposit of checks or currency in the bank. Of course they do not really pay out loans from the money they receive as deposits. If they did this, no additional money would be created. What they do when they make loans is to accept promissory notes in exchange for credits to the borrowers' transaction accounts. - Federal Reserve Bank, Chicago, Modern Money Mechanics, p. 6

When you entered into a loan contract with a bank, you signed a note or contract promising to pay back the bank, and you agreed to provide collateral which the bank could seize if you did not repay the loan. This contract supposedly qualified you to receive the bank’s money. The bank either sells or hypothecates our promissory note before we sign the final papers relative to the ‘loan’. In essence the bank is receiving the proceeds of the sale or hypothecation of our note before it purchases or accepts our note as a loan to itself.

Banks are prohibited from lending their ‘own money’ from their own assets, or from other depositors.

So from where did the $$$ come? The contract we signed (our promissory note) was converted into a ‘negotiable instrument’ by the bank and became an asset on the bank’s accounting books. According to the UCC 1-201(24) and 3-104, it was our signature on the note which made it $$$.

Our promissory note (‘money’) was taken, recorded as an asset of the bank, and sold by the bank for cash ... without ‘equal valuable consideration’ given to us for our note. The bank gave us a deposit slip as a receipt for the money we gave them, just as the bank would normally provide when we make a deposit to the bank. It then created an account at the bank which would contain this $$$ which we just created. A check on this account was issued with our signature and this account is the source of funds behind the cheque which we received as a ‘loan’.

The bank risked none of its own assets in the so-called ‘loan’ to us; rather it used our note to pay the seller, in order to raise an asset for itself, and also used the face value of our note as ‘principle’ which it claims it ‘lent’ us and against which it charged interest. Consideration on the part of the bank is nonexistent so the bank has nothing to lose. It can not possibly sustain a loss. Since consideration is essential to an enforceable contract and the note was obtained from us via fraud, the entire transaction/ contract is fraudulent.

In the Ashley case of 1988, fraud on the part of the bank was proven because the defendant revealed, “the banks told me they had ‘money’ to lend and they didn’t.”

Mortgage contracts are written in such a way to appear as if the bank lent us funds before they received our promissory note/mortgage contract so that the bank can use it as a receipt which they can sell.

In fact, we signed and gave the mortgage contract/note to the bank prior to their giving us the funds. So, the application for the loan created the funds (it has our signature on it) and the note (with our signature) covered the funds to ‘repay’ the loan. Again, constructive fraud.

My sons’ father obtained a ‘loan’ in 1972 in the amount of $46,000 USD to purchase a house. Since he continues to be the principal on the note and since the note continues to earn interest, including the fact that he ‘repaid’ the loan, his equity is now worth over $5,000,000 USD. We are, as I write, in the process of lending said equity back to the banks for a rental fee of 3% - 8% ... minimum $150,000.00 a year. If you continue to pay the bank that which it never lent you, you’ll now be paying me - maybe this will make you feel a bit better about it.

Fraudulent National Debt
Wars are major debt creators, which is what the banksters want - as much debt as possible - in order to collect more interest. In Canada, the income tax was implemented in 1917 as a temporary measure to pay for WW1. This is the true purpose of war and yet the people bought the ruse of either humanitarianism or

worse, ‘making the world safe for democracy’, which is the most frightful system of government. All the players are manipulated by the banksters. They play both sides. The reason the banksters want democracy is because that is the only form of gov’t which they can manipulate and control under Law Merchants. Every democracy the world has known ends in an economic downward spiral. Don’t get me wrong about tyrannical dictatorships or archaic monarchies, however, when a regime is forced to change to a democracy it dies economically. Trust me, the PTB do not want democracy for our benefit; it is for theirs.

Democracy is indispensable to Socialism. - V. I. Lenin

Socialism leads to Communism. - Karl Marx

Since we use debt notes to ‘purchase’, which denotes having only equitable title (‘buy’ denotes having legal title) then all we’re doing is passing along the debt and increasing the interest with each transaction.

This is precisely the agenda of the banksters. This is the classic “the rich get richer and the poor get poorer”. It is they who get the taxes and it is we who get the worthless notes which we are trying to spend before they become completely devalued. Whenever anyone is offered the ‘package deal’, which is so common these days, thanks to lay-offs and downsizing, not to mention ‘outsourcing’, they ‘take the money and run’. Good strategy. Do not continue working; do not look back. Get out while you can and get doing something worth your time and energy.

It is important to understand that when one is laid-off, it is not because the company can no longer afford to pay you your salary; it is because of their cost of your ‘benefits’. Remember that ‘benefits’ are already ours, because everything we could ever need or want is pre-paid, but we have been led to believe that said benefits are ‘privileges’, not rights, and therefore, we are slave-labouring for them. We are not working for the ‘pay-cheque’ since funding for that is created at the moment we endorse the cheque. We create the funds for the ‘pay-cheque’; it is the so-called ‘benefits’ which the corporations can no longer afford because it is a real cost to them. Why do you suppose the ‘package deals’ are so attractive? It is because you are funding them. If you are ever told you are being laid-off, try suggesting that you will work for “salary only, no benefits”. I don’t really think this will change their tune, only because you are a drop in the bucket, however, you might see their eyes go for a swim, presuming they are onto the scam, which, let’s face it, anyone who works in ‘Human Resources’ is not privy to this scam or they wouldn’t be wasting their days in HR - I like to think.

The Federal Reserve Bank is privately owned by several private investors (Global Elitists). Their purpose is to manipulate financially the transfer of ostensibly ‘privately owned’ property back to themselves. Federal Reserve funds are not backed by any substance, yet, based upon bookkeeping entries, the currency can be moved thereby making the people slaves to this system. Their true income from this unlawful debt-money system is the interest from fictional loans.

The surest way to overthrow an existing social order is to debauch the currency. - Lenin

There are two methods, or means, and only two, whereby man's needs and desires can be satisfied.

One is the production and exchange of wealth; this is the economic means. The other is the uncompensated appropriation of wealth produced by others; this is the political means. Albert Jay Nock

In 1990, I read the Truth in Money Book by Theodore R. Thoren who claims that the national debt is an illusion because the interest on the debt created by this debt-money system under which we slave is unpayable; it simply accumulates endlessly. In order to force this system upon the people, the feds permitted the banksters to steal the gold of the people as payment of interest on the bankruptcy and make it illegal for the people to own gold.

Howard Freeman said this about the gold standard: “We are now permitted to own gold again only because the intention is to force the Can/Am people onto a strict gold standard while we have no gold which will permit this system to operate even marginally. Forcing us onto a gold standard, under the guise of our ‘proven’ inability to manage debt, will complete the destruction of the middle class and finish our subjection to the International Bankers and the UN.” But sovereigns can never be in debt.

We fix the price of gold and silver to make them valuable or not. -J.P. Morgan, in a letter to his son

In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. There is no safe store of value. If there were, the government would have to make its holding illegal, as was done in the case of gold .... The financial policy of the welfare state requires that there be no way for the owners of wealth to protect themselves. This is the shabby secret of the welfare statists’ tirades against gold. Deficit spending is simply a scheme for the ‘hidden’ confiscation of wealth. Gold stands in the way of this insidious process. It stands as a protector of property rights. - Alan Greenspan, Gold and Economic Freedom

Since all the (government-educated) financial advisors suggest buying gold in order to survive the coming depression, I suggest that if you think precious metals will save your life - then buy silver.

The banksters first bought all the politicians. Next they bought all the major media to promote the illusion that politicians represent our interests. Then they took control of the education system, ensuring kids stop thinking at an early age. The Office of Homeland Security is designed to control us in order to confiscate our funds for the purpose of paying the alleged debt of trillions of dollars. Its only a matter of time before we will have no more cash, no pensions, no government ‘benefits’. If we resist, there is an Orwellian police state and military police to ensure it. - author unknown

The Media

Give me control of the German media, and I can control the German people. -Joseph Goebbels, Hitler's propaganda minister

In March, 1915, the J. P. Morgan interests, the steel, shipbuilding, and powder interest, and their subsidiary organizations, got together 12 men high up in the newspaper world and employed them to select the most influential newspapers in the United States and sufficient number of them to control generally the policy of the daily press ... They found it was necessary to purchase the control of only 25 of the greatest papers. An agreement was reached; the policy of the papers was bought, to be paid for by the month; an editor was furnished for each paper to properly supervise and edit information regarding the questions of preparedness, militarism, financial policies, and other things of national and international nature considered vital to the interests of the purchasers. - U.S. Congressman Oscar Callaway, 1917

We are grateful to The Washington Post, The New York Times, Time Magazine and other great publications whose directors have attended our meetings and respected their promises of discretion for almost forty years. It would have been impossible for us to develop our plan for the world if we had been subject to the bright lights of publicity during those years. But, the world is now more sophisticated and prepared to march towards a world government. The supranational sovereignty of an intellectual elite and world bankers is surely preferable to the national auto-determination practiced in past centuries. - David Rockefeller, founder of, and in an address before, the Trilateral Commission, in June of 1991

Our job is to give people not what they want, but what we decide they ought to have. - Richard Salant, former President of CBS News

The business of the journalist is to destroy the truth; to lie outright; to pervert; to vilify; to fawn at the feet of Mammon, and to sell his country and his race for his daily bread. You know it and I know it, so what folly is this toasting an independent press? We are the tools and vassals of rich men behind the scenes... They pull the strings... AND WE DANCE. - John Swinton, former chief-of-staff for the New York Times, in an address to fellow journalists.

When you control opinion, as corporate America controls opinion in the United States by owning themedia, you can make the [many] believe almost anything you want, and you can guide them. - Gore Vidal from The Golden Age

The great mass of people ... will more easily fall victim to a big lie than to a small one. What luck for rulers that men do not think. - Adolf Hitler

The man who never looks into a newspaper is better informed than he who reads them; inasmuch as he who knows nothing is nearer to the truth than he whose mind is filled with falsehoods and errors. It is a melancholy truth that a suppression of the press could not more completely deprive the nation of its benefits than is done by its abandoned prostitution to falsehood. - T Jefferson

All media are negative, untruthful, and unreliable. Whatever information you get, about what is going on in the world, from TV, radio, newspapers, magazines, school, or the government, you can count on the opposite being the truth. They all ought to be required to file an affidavit stating: “Under full commercial liability, I claim the following to be true, correct, complete, and not misleading”. But why not just let the whore media be whores and just know that this is what they do? Media appeal to our ego minds; they align with our fears which motivate us. As long as we are aware of this, we can choose not to be influenced. Be aware that most of the media are controlled by just a few. Use discernment. Why is this information being presented to you? What is their real agenda? Is it a case of problem-reaction-solution? Do they create a problem so that we react and ask for the fix, then they offer their solution? The ‘solution’ is what they really wanted in the first place.

About a year ago, my son apprised me that Michael Jackson was all over the news for the entire day. I

asked him why he thought this was the only event on TV. I explained that there must be something going on in the world and that this was a red herring meant to draw our attention away from something vastly more significant. I learned later that G W Bush had been in London where there were huge protests against the war. CNN didn’t want us to know this and so we got to learn everything we never wanted to know about Michael Jackson.

I want to stop wanting what they want me to want. Don’t you think that the deluge of advertising in schools is because major corporations have determined that their biggest and best market is children? What better way to sink families than by parents believing they are denying their children if they don’t get them what they want? Its one thing to deny ourselves, yet we all want our children to have what they believe they want. They don’t want these things; they only think they do because they are programed. Buy the kids what they want - bigger debt sooner. Yet, its not our debt - remember that.

Here’s a rule of thumb on buying your children what they will ‘die without’. If it will enrich their lives by offering them a unique experience, then we want them to have this experience; however, if they want something because they will be more acceptable, accumulate more friends, placate their desire to ‘lookgood’, ‘be popular’, fill a hole in them which ought to be filled by something else - like parental attention, for example - you can pretty much forget about it.

We have been programmed to want not only worthless items but also worthless pieces of paper which, we have also been programmed to believe, will get us as many worthless items as we desire and the more we have the happier we’ll be.

Complicity (vs. Conspiracy)
When we are privy to any information and we choose to ignore it and remain uninvolved, our choice evaporates because the information itself is what involves us. The choice becomes whether we want to remain part of the problem or become part of the solution. There is no fence-sitting in life. We cannot be aware of what is going on and not do any opting. One who ignores what is going on justifies this by pretending he doesn’t have the information he now has. We can’t unlearn anything; we can only change our minds about something based upon what we have learned. There is no going back. The information in this book clashes with the belief system of most of the people on this planet. They uninvolve themselves by calling it “conspiracy theory”. This makes it more difficult for our true selves to do anything about it.

They get to remain in their comfort zones from which I contend we are required to remove ourselves.

If its comfort you want, life is not the place to be. - W. Erhard

If you see injustice and say nothing, you have taken the side of the oppressor. - Desmund Tutu.

If you know something; say so! The fear of doing this will not even register compared with the consequences, for you and your children, of looking the other way. -David Icke

No decision is, in itself, a decision. -William James.

When I hear, “I don’t believe in conspiracy theories”, what I hear is, “I’ve made up my mind based upon what I’ve been told to think by the Media Mafia conspiring to propagandize via TV, radio, and newspapers; please don’t confuse me with the truth.” What’s true is these people do believe in conspiracy theories - the ones they’ve been fed. If what they believe - what they’ve been told to think - were true, they wouldn’t need to believe it. Belief is of the ego mind and hence, false. When we know something is true, we don’t need to involve our egos. This is why we don’t really have much emotional attachment to the truth. It just is. It is when someone becomes emotional about a subject that I know they only ‘believe’ it.

This usually comes up around religious or political beliefs. They are protecting their programing which has settled in the ego mind. The truth is foreign to anyone who argues those two subjects. It is their not knowing which causes the emotional response. Anyone who has certainty, which is from their experience, has no emotional charge on it. Arguing, by definition, is a reaction of the ego. This is why no one wins an argument. There is no win when the ego thinks it has won.

The Media are the sycophants of those promoting their agenda but it really is not ‘conspiracy’ - “plotting for treason, murder, sedition, or other evil-doing” (Oxford English Dictionary); it is complicity - “accomplice-ship; partnership in guilt” (OED).

The word “theory” means premise yet to be proven. So when one puts it all together, “I don’t believe in conspiracy theories”, it sounds rather weak. I don’t believe in conspiracy theories either. I don’t need to; I know of the evidence of complicity”. Along with being accused of “believing in conspiracy theories”, I am also accused of being a ‘cynic’.

The cynics are right 9 times out of 10. -H. L. Mencken

I’m also accused of being a pessimist, yet pessimism is great. I am not distressed about what is about to occur in the world; I look forward to the shift that must take place if we are to escape our prison. Besides, according to Thomas Szasz, pessimists are more often correct. Also, we get to be either ‘right’ or‘happy’ - ‘right’ when things turn out as bad, or ‘happy’ when they don’t. Optimists are either ‘right’ or‘worried’ - happily right when things turn out as good yet confused and distraught when they do not. From an emotional perspective, I have never been happier now that I am certain that there is going to be major upheaval. I welcome it - we must wake up from this nightmare and trust our spirit.

If I borrow your car and the gas tank is full, how can I return to you more car than I borrowed. I can’tbecause it doesn’t exist.

There is only so much cash available. Someone, somewhere knows precisely how much is in circulation. According to Ron Supinski, of the Public Information Department in San Francisco Federal Reserve Bank claims that FRNs are backed by the power of congress to collect taxes. It costs the FRB 2¢ to print a $100 note .... rather good return, I’d say. Isn’t this about a 500,000 % profit? ... and this doesn’t include the interest they put on the note EACH time it is passed. Since what we think is ‘money’ is borrowed into existence, meaning that it simply doesn’t exist until someone puts a signature to some numbers on a promissory note, how can interest be paid? It does not exist. If I borrow into existence (ie: create) $10,000, and this is all that exists, which has to be true because it doesn’t exist until I sign the note with this number on it, where am I going to get the 10% interest to cover the cost of the loan? Borrowing ‘money’ into existence, meaning ‘creating debt funds’, is like drinking sea water. It seems to work temporarily, but the resulting thirst by far exceeds any available means to compensate.

There is NO ‘Money’
Powerful industrialists and bankers essentially bribed the politicians in almost every country of the world into giving up their Constitutionally-protected right to print notes for the Treasury. They handed that power over to a private corporation which issued notes called Federal Reserve Notes - not ‘federal’, no‘reserves’ (well, maybe 10%), and not a true ‘note’ - they are ‘debt notes’. This can be difficult to understand. What we think of as ‘money’ does not exist; it is borrowed into existence. It is not a substance, or a commodity, or anything which simply exists, for example, as water exists. It does not exist until someone creates a debt. That debt can be created only by an equally non-existent entity. This causes ping pong balls to go jumping around in your head, doesn’t it? This non-existent entity is the ‘public’.

First, make the distinction that we are the private and all corporations, bureaucracies, governments, etc. are the public - they do not exist except on paper.

There is no money. There was, once upon a time - for example, Colonial Script, gold and silver, Lincoln’s Greenbacks, Kennedy’s Silver Certificates. Did you notice that both those presidents were assassinated for creating notes which were not based upon debt? The banksters didn’t like this. They had a monopoly on the currency and weren’t about to let anyone cheat them out of their con game.

We neither spend ‘money’, nor are we paid ‘money’. It doesn’t exist. Any ‘money’ you think you have in the form of cash is borrowed the second you put your signature to anything - a cheque, withdrawal slip, an application, a contract - these requests for your signature are ALL for the SOLE purpose of creating debt money. With each signature, you, yes, you go farther and farther into debt.

When we ‘borrow money’ from a bank, which seems to be the only entity from which we can borrow, our signature upon a ‘promise to pay’ is not only what gets us the loan but also what immediately repays the loan. Did the bank lend us money? No. There is no money. It didn’t lend ‘money’, it exchanged the credit we created for bank promissory notes. I watch people’s eyes glaze over when I mention this concept so think of this: I take my credit card over to Sears and purchase $100 worth of goods. I sign on the line which states,

“I agree to pay...” I do agree to pay, just as soon as they can devise a method for me to do this. Since 1933, when the USA declared bankruptcy and who knows when in Canada (since Canada was on and off the gold standard for some time after the uSA fell to the banksters) public policy (in the uSA: HJR 192 of June 5, 1933, and in Canada, Order in Council, April 10, 1933) has dictated that since there is nothing of substance with which to pay, the best I can do is promise to pay. All public debt will be discharged by the feds. Those who hold the gold pay the debt. The only way to do this is to sign a note with the number attached to it. It is a promissory note, the same as that which we sign in a bank just before we are told they won’t lend us cash.

I have asked ‘loan officers’ why they won’t just hand over to me the cash which we’ve just agreed I was going to borrow. They say, “I don’t have the cash right here; I’ll give you a cheque which you can take over to the teller and she’ll either deposit it into your account from which you can then withdraw cash, or you can just cash the cheque.” I ask, “If its right over there with the teller, why can’t you go over for me and get the cash?” They then tell me that I have to endorse the cheque they intend to give me. But I signed for cash. I promise to pay $10,000 plus interest for ... $10,000, not a piece of paper with numbers and a date on it. Why isn’t this a straight exchange - note for cash? Because they want two signatures.

Keep in mind that every time we sign anything, we are creating credit, rather, bringing forth our unlimited credit, and if for some reason we don’t receive this credit, count on the fact that someone else did - by stealing our exemption. To boot, we have agreed to it - take a look at the (unilateral and hence, unenforceable) contract, whether it is your driver’s licence or your credit card application. Your exemption is being stolen through your signature. It is worth a fortune. Time to take control, eh?

Let’s get back to Sears. When I went into the store for the goods and I made payment, in whatever form, what did I get for my payment? No, not the goods; I got a receipt. The direct exchange was signature for receipt. The goods were already mine; I just came to collect them. So, the merchant is happy because I signed for the goods; i.e.: he exchanged goods for my signature which that day was worth $100, so his accounts are balanced. He doesn’t see that he exchanged his receipt for my signature. My books are balanced because I exchanged my signature for his receipt, I also happened to get the goods, which were pre-paid. Then, the merchant sends to the bank, my signature along with the hundreds of others which he gathered that day. The bank then transfers funds electronically over to Sears. The bank did not gather up cash (or anything of substance) and send it over to Sears; it transferred to Sears, by the clicking of computer keys (Electronic Funds Transfer), the amount of credit matching, and hence balancing the amount of, the credit slips. I’ll say it again, because it is so stunning: NO MONEY ever left the bank to PAY Sears.

The next thing I know I get a bill from VISA for $100. For what? I’ve already ‘paid’ -at least to the extent of my ability. Public Policy has dictated that this is all I can do. How do you want to ‘pay’ for goods which are already yours? Via working forty hours a week? Or via your signature, thereby giving them your tax exemption? It's important that we see the fraudulent banking system as rather outside of normal reality; sort of a middle-man. We ought to work for what we need - a direct exchange. Who deceived us into believing that we ought to work for a piece of paper - a cheque? Then we endorse this paper with our valuable signature.

This signature is what creates the amount of funds mentioned on the cheque. Since these funds are debt funds, we just created more debt. Actually, we created the credit against which the entity which handed you the cheque will create a matching debt - yet, essentially, we are responsible for the creation of this alleged ‘debt’ because, since there is interest on debt funds, we climbed deeper into an inescapable chasm. The bank hands us other pieces of paper which we take out into the market place. Although you believe youbought goods with these debt notes, you can’t possibly own these goods because you gave nothing of substance in exchange. All you did was double the debt.

The $300,000 invoice for your house is based upon liability funds. If you hand over $300,000 in FRN/BCN you have not discharged or zeroed the debt - you have made the debt $600,000. You do not own anything for which you have not exchanged something of substance. You have only equitable title. Legal title can change hands only upon direct exchange (no middle man) of something of substance, ie: your labour. If you labour and you are given liability funds and you trade them for something, it vitiates not only your labour but also that which you think you bought. Why not simply labour for what you want?

Labour is real and what you want, e.g.: your house, is real. Both become a fiction when you trade both for and from nothing. You have been programmed into believing you need money. Au contraire, it is money which keeps us from having what we want. The more ‘money’ we have, the more debt we have. WHY do we think we want ‘money’?

I become quite perturbed when I hear a ‘financial advisor’ suggest, “Get out of debt!”. Listeners presume he means, “Pay off your debt” and this is not what he means - well, maybe it is, yet, if so it is

because he doesn’t know. Once I heard Suze Ormond talk. After 30 seconds I screamed, “AARRRGH!” and walked away. Don’t listen to these government-educated ‘experts’. “Get out of debt” means to discharge the debt and quit accumulating debt notes. It also means to put those things which you have slave-laboured to acquire, into Your Name. He who dies with the most cash LOSES. Cash represents your labour and the amount of cash you have in your possession represents the worthlessness of your labour.

How can we repay more than exists? Only our labour can begin to do this, so the banksters capture our labour in the form of taxes. They give us some of the proceeds of our labour for the purpose of keeping us in the dark about their scheme, yet take a huge amount in order to cover the interest on the loan which we lent them. EVERY tax we pay goes to ‘pay’ the interest on this loan that we lent them (or is kept by the politicians to enrich themselves). When one takes into consideration all these taxes - direct and indirect, excise and impost: income (federal, state/provincial, and local), sales, GST, Sin taxes (alcohol, tobacco), permits (firearm, building, septic, well), endless banking service fees (credit cards, stocks, bonds, accounts...), endless fines and penalties (traffic, invoice late fees...), travel (flight, hotel, rental), capital gains, corporate income, court costs, insurance (property, life, medical, vehicle, employment, workerscompensation), licences (marriage, dog, hunting, fishing, driving, piloting, all professional, all business), fuel permit, gasoline (about 37%), inheritance, inventory, IRS/CRA interest and penalty charges (tax on top of tax), luxury, property, real estate, social security/Canada pension, truckers road usage, registration fees (birth, all professions, all vehicles), school, sports, communication (TV, cable/satellite, internet, fax, endless telephone service fees (universal, federal, state/prov., and local charges, surcharges, minimum usage.... ) tolls (road, bridge, tunnel), utility (water, gas, electricity, garbage), and the biggest, most insidious of them all: inflation which is tax on the ‘money’ itself, .... breathe ... we are being taxed well beyond any bracket which we might have previously estimated. If you add it up, and no one can do this and remain sane, you will see that 85% of your labour is going to ‘pay’... NOTHING. No, you are not paying to keep your country functioning. You are paying to make rich the politicians who have tricked you into believing their scam.

People still think, for some absurd reason, that the game the politicians play, called ‘legislation’ or‘law-making’, has something to do with us - the people. The politicians’ game is for themselves, not for us. If we make rules in our own homes or communal groups, do the politicians abide by our rules? No. Should they have to? No, so why would we possibly think that their rules apply to us?

A friend once justified her paying income tax by saying, “I consider the income tax just rent for living in this country.” I told her, “This is tantamount to paying rent to live in a house you already OWN.” A true government’s purpose is solely to serve us and protect our inherent rights; we owe it nothing.

You are labouring to pay for something that is unpayable - interest on a loan which you lent them. It is unpayable for several reasons:

1. the loan itself was not of substance so how can you repay something that never existed (except onpaper) in the first place?

2. the energy for the interest does not exist since all the ‘money’ exists only on paper, and there is no more than that because it was lent into existence. So how can there be any more ‘money’ with which to pay interest than what already doesn’t exist.
I know this sounds convoluted and you get to be right about that; it IS convoluted. This is how this scam has managed to stay alive - go back to Hitler’s comment about the bigger the lie, the easier it is to sell.

The best example, of how they turned the tables on us, is your depositing into your bank account funds upon which you hoped to earn some interest and finding out that on your next statement, rather than paying you interest on the deposit (funds you lent the bank so it could lend out at a higher rate of interest than they agreed to pay you) they are charging you the interest; and in fact this is precisely what is occurring in the form of ‘service fees’. You can see how desperate the gov’t is about getting funds to pay the interest on the loan which the banksters lent them. Banksters make loan sharks look like nice guys. Loan sharks only smash your knee-caps; banksters hold you in slavery your entire life. The only reason you tolerate this is because they allow you some pleasures in life, yet, at a huge cost.

Its rather like the frog in the tepid water who stays until it boils and then he dies, only because he doesn’t notice. If we were not indoctrinated gradually into this slavery we would notice; it is this insidious inflation - the devaluation of ‘money’ - that has encroached upon us at rather a slow rate. However, the feds, now in panic, have expedited the process because the banksters are about to call in the loans if they are not paid, and the plan for global control is upon us.

Whenever someone takes a ‘loan’ from a financial institution, the signed promissory note is ‘deposited’ to the bank's credit. The bank then issues a check to the borrower. The bank’s books are now

balanced. When the bank deposits this to the asset side of its ledger, the bank is indebted to the borrower.

In other words, the borrower actually originates the credit so he winds up paying back, with interest, what he originally lent, but the bank doesn’t repay the ‘credit’ which the borrower issued. In fact, if there is collateral involved, the bank stands to confiscate this property if the ‘borrower’/creator of the credit does not pay back over three (3!) times the amount of his own creation. The entity which is entitled to the payback of ‘borrowed’ funds is always the ‘principal’ and that is you - the creator of the funds.

The property which you think you own (and this includes your body) already belongs to the IMF and soon they will make this known by asking for proof of title which you cannot evidence. Birth Certificates are only evidence that the Title of Origin (legal title) rests elsewhere. You do NOT have legal title to your body, unless you have claimed it. This is why you are not permitted to put particular substances into it.

When the feds become desperate enough they will come for all your property, including your body. They will demand all collateral ‘now’. It's nothing personal; it's just business.

This is the reason that more people every day are in (debtor’s) prison. All crime is commercial in nature. This is the reason for more and more traffic citations: the police are no longer peace officers; their role now is ‘revenue/ tax collector’. This is their job. Don’t let them kid you about why they want you to wear your seatbelt. It has nothing to do with saving your life - it has to do with protecting the potential revenue/ tax which you will earn/ pay over your lifetime, not to mention save the insurance companies (also corporate/ non-existent entities) the cost of claims. Don’t kill the goose which lays the golden egg. I’m not making this up.

So, are we clear on government racketeering? If I borrow something from you and hand you collateral to guarantee you get back what you lent me, then upon return of said loan, you will hand me back the collateral. Usually with a personal loan it would be something of substance. In the case of the banks, however, your collateral is your signature and if you fail to ‘repay’ the loan of credit they will come after you, but for what? Remember that debt exists only on paper; therefore, it can be discharged only with other pieces of paper; it can not be ‘paid’ because there exists nothing with which to pay. This is Public Policy, which states that public debt can no longer be ‘paid’; it can be only discharged, and you’d better not go against Public Policy..... it has nothing to do with law (which we’ll get to shortly). Your promissory note IS the collateral and if you ‘repay’ the loan with the proceeds of your labour and then request the return of your collateral, the promissory note, they might indeed return the original note to you but not before having lent the alleged asset - the funds, in fact they’ve lent it several times. Your signature/ note is hypothecated at least seven times (according to the FRB in San Francisco) for at least 90% of the amount which you authorized by your signature. So, for your $10,000 loan of credit, which cost you at least twice that and which cost the bank nothing, the bank will profit over half a million dollars. WE are in the wrong biz.

If we get 25 of us together and each kick in enough to pay for the licence to print $$$, about $150,000 USD or 1/4 million CAD, we can start sending out cheques just as finance companies/ credit card banks, etc. do. Start-up cost is low - just the cost of printing cheques, plus postage, and the return is a windfall - literally. We can make millions in very short order. Remember the bank which gave me $3,500.00 for Christmas in exchange for my signature. I presume your ethics, as mine, will not permit you to do this.

The Commerce Game
Since we are unable to pay debt, we are also unable to incur/ create debt. ‘Money’ is now created by bankers. Goldsmiths learned that they could issue gold certificates as ‘promise to pay’, rather than moving gold coins around. The present day bank notes represent the confidence of the people to be able to exchange them for goods and services. Its all just bookkeeping entries - shifting of credit and debit. We used to have real money, now only our ‘strawman’ has worthless notes. The gov’t created the strawman in order to engage us in their game. The strawman’s name is similar to ours, only it is in upper case - it shows up on everything which you think identifies you, but the identification is government-issued. All contracts we signed have the strawman name, not ours, on them. Have you ever noticed that your driver's licence, bank statement, and any bill that you receive is in all capital letters? (I heard recently that Cdn. Driver’s Licences are now capitalized, yet I haven’t seen one to verify this. I’ll bet, though, that it still reads ‘LastName’:... which still makes it a corporate name because sovereigns don’t have ‘names’, they have titles)

How is it that the feds can take our houses, property, cars, bank accounts, children, etc.? Because we don’t own them.

Living souls do not have ‘names’; we have descriptions, e.g: Smith, from Blacksmith, the description of one’s trade. This is why the native peoples’ ‘names’ are the way they are. Only corporations have names;

hence, when a cop or judge asks you your name, it would be foolish to answer him for several reasons:

1. You don’t have a ‘name’ so you would by lying;

2. What you believe to be your ‘name’ can’t possibly be ‘truth’; it can be only hearsay because you don’t have first-hand knowledge that this is you. It is only by hearing this name repeatedly in reference to you over the years that you believe this name refers to you. You do not know it as ‘fact’.

3. When you state a ‘name’ before the court, you have contracted with the court, thereby granting it jurisdiction. Remember the ‘name’ is the government-created corporation which they want you to believe is you. If you state it is you, you have just contracted with thugs. You’ll recall that when the ‘judge’ asked me my name, I responded, “If I tell you my name will I have entered into a contract with you?” and I was promptly thrown out of court.

4. Giving hearsay evidence in ‘court’ is fraudulent, not to mention “contempt of court”.

Remember Peter Fonda: “Try not paying your taxes and find out who owns your house.” We don’t own anything. It appears as if our strawman does, only it is a fiction and so can’t hold legal title (a Manufacturer’s Certificate of Origin). The creator of this fictional entity (the government) holds the legal title. If the strawman incurs a debt, we are held as surety to ‘pay’ it, and yet there is nothing with which to pay, not to mention, why are we paying for something we can’t own and have only ‘use’ privileges? But the fictitious strawman can pay fictitious funds (FRN/BCN). So that the strawman can pay a debt, the banksters set up an account for it. This is your SSN/SIN. Notice your name/title isn’t on that card. The corporation name is in upper case letters.

The gov’t now refers to us as ‘human resources’ - the collateral on the national debt. In the US Government’s demolition of the World Trade Center, the living souls who died were referred to as “collateral damage”. This tells us that we are considered ‘collateral’ by the government. Yet one must be the holder in due course of the resource in order to use it as collateral and interestingly, the gov’t holds our birth certificates - our warehouse receipts. It appears that the feds are the holder in due course of our bodies, our labour, our finances, our property, our lives. They have legal title, we have only equitable title - we are allowed only the use of our bodies, finances, property, all of which are owned by the gov’t, yet the privilege of our ‘using’ them demands a ‘use tax’. By the way, the demolition of the WTC was to wipe out corporate debt. How can a phenomenal debt, created by the corporations of this world, be proven if all the evidence of said debt were lost in those collapsed towers? “Ground Zero” - the balance on the debt.

I read about a man in the UK, John, who defended himself and his wife against two intruders by gaining control of a knife which one was wielding. One escaped and John stabbed the other who died. John was held by police, for how long I don’t know, but most people reading this story must have thought he was being held for murder and are wondering how absurd the laws have gotten when a man is held for murder in the name of self-defence! But it has nothing to do with murder. All crime is commercial crime.

The feds have convinced us we are corporate entities and John impeded commerce. The Common Law which applies to all living souls is: We are free to do what we please, as long as we do not infringe on the life, liberty, property, or rights of another. It does not allow for any government to prosecute or fine us for victimless crimes. Statute laws have arisen for this purpose, but their power is limited by common sense and by the resolve of those who would stand up for their natural rights.

One can be fined only if he has entered into or breached a contract. Under common law, however, a contract must be knowingly, voluntarily, and intentionally entered into or it is unenforceable. Remember that one of the requirements is full disclosure. Government departments are aware of this and circumvent it by intimidating us into signing agreements that are meant to void common law rights.

This one law which takes all real crime into account has now been replaced by over sixty million statutes, all of which compel one to do something. Law cannot compel performance. These 60,000,000 statutes are all based upon commerce. So John is being held because of the only ‘crime’ now in existence - that of ‘impeding commerce’. What commerce?

Let’s take a look at precisely who these intruders were and why they were in John’s house. They were ‘collateral’ belonging to the gov’t. John did not kill another living soul; he destroyed government property -collateral. Since thieves rarely break into occupied houses, we can safely assume that they were on drugs, desperate for something to steal and sell for funds for their next fix. Who is the creditor of these funds?

The banksters - specifically, the CIA/ drug cartel. So, John’s taking the intruder out of the commerce game puts a damper on the expected funds which this man would have paid the banksters during his remaining lifetime, not to mention having funded the CIA to do even more biz - that of addicting kids to drugs. John thwarted business - this is why he was held - he was held as surety for his strawman since he was not the holder in due course of his strawman, so he likely will be charged, but with what? The courts cannot let the cat out of the bag on this commerce game, so once the attorneys and the courts collect an extortive amount

of the strawman’s funds, via John, from his attempt to defend himself, they will drop charges which were never laid in the first place. I’m sure John has no idea what is going on and he will never understand until he learns the commerce game and how he can claim his strawman so that he can become the creditor to his debtor strawman which will no longer be the debtor of the banksters. In fact, all he had to do was decline to contract with the feds, but most are so unaware of the power of contract.

Speaking of drugs, here is what Norman D. Livergood has to say about the ‘War on Drugs’: “It

1. provides cover for US intervention and control

2. adds to military budget

3. increases foreign sales of US weaponry

4. keeps price of drugs up and costs down

“Domestically the drug war is incarcerating millions of felons on the basis of mandatory minimum sentencing, provides profits for privatized prison companies, providing funds to US organizations and individuals through drug money-laundering: covert agencies for black-funding, politicians and bankers hired to protect drug revenues, politicians who receive drug money campaign contributions, inflating police spending and revenues - seizing assets, increasing repression in inner cities, and masking attack on civil liberties. In the uSA (2% of the world’s population) 7 people are in prison for every 1 in every other country in the world.

“Drug use is down from 1979 but this is due to millions in prison, along with the fear of what crack can do. There are two Approaches:

1. incarceration for users and military action to stop drug production internationally, OR

2. decriminalization and treatment.

“Remember Prohibition. All the nonsense stopped once alcohol became legal again. Why would those in charge of the Drug War want to kill the goose that laid the golden eggs? The drug cartel/ banksters/ economic elite are making a killing on this “Drug War”. We’re now awaiting 300 tons of Heroin from the Afghan opium.”

In the USA, the prison business is huge. Under the guise of punishment for a crime, prison owners have extremely cheap labour at their disposal. At least 86%, and possibly 94%, of all prisoners are nonviolent. They are there because they contracted with thugs - those who convinced them that doing drugs, most of which is marijuana and possession thereof, and ‘under the law’ they are to be punished. Now they are working for pennies an hour. The drug biz is only the means to the end which is prison. Prisoners’ bonds are sold on the securities market to A G Edwards and Merrill Lynch. A felon is worth about $4 million, the city of the prison gets $40 million. Investors offer to buy for 40% and increases minimum 200% for bank securities. Over 50% of money market bonds are purchased in the Orient. The stockholders are the owners of Correction Corp of America which owns all the private prisons and sell the commercial paper on each prisoner/ slave. PaineWeber is the prime stockholder. If you hold stock with these international businesses you are betraying your fellows by keeping them in prison for a commercial crime, yet not the true crime of infringement on the life, liberty, property, or rights of another living soul. You wonder how the USA can afford a war? The banksters are selling your fellow living souls as goods which are warehoused in the prisons of the corporate USA/CA. Sixteen (16) pages of corporations are identified as involved in Prison Profit. Don't bother to ask to look at their books - this aspect of their biz is not published. hmmm. All investment firms work for the USA/CA. If you are involved, you might want to re-assess your intentions from a more ethical perspective. Every prisoner bond has a Committee on Uniform Securities Identification number so you can track the trade and how much the principal (the prisoner) is worth, the funds of which he’ll never see.

When will we learn that ‘teaching someone a lesson’ never teaches anything but resentment -- that it only inspires the recipient to greater acts of defiance. -Harry Browne

The ‘War on Drugs’ was designed not to work ... for us. It was designed to work for the Banksters.

Same as Nixon’s ‘War on Cancer’- it worked for the Medical Mafia, in particular the Genocidal Pharmaceutical Industry, not for those who have developed cancer. The gov’t acts for our strawman which appears to us that it is we. In order to take back control of our lives, we must take control of our strawman.

Fortunately, we now know how to do this. Since living souls can not ‘pay’ debt (HJR 192 /Order in Council), we can now only ‘discharge’ debt. Since all debt is created on paper, all debt can be discharged with other pieces of paper. When you take control of your strawman, you will no longer be held as surety for it and you can discharge its debts with your signature - apromise to pay, the same way the banksters do it.
Banks create credit. It is a mistake to suppose that bank credit is created to any extent by the paymentof money into the banks. A loan made by a bank is a clear addition to the amount of money in thecommunity. - Encyclopædia Britannica, 14th Edition

Go to Installment III of IV NOTICE: Mary Elizabeth: Croft is not affiliated with Freedom School. NOTICE: If anything in this presentation is found to be in error a good faith effort will be made to correct it in timely fashion upon notification.
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